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Terms of Service

Please read these terms carefully before using our services.

Last Updated: December 2024

Welcome to HisabSathi. By accessing or using our website and services, you agree to be bound by these Terms of Service. If you do not agree to these terms, please do not use our services.

Acceptance of Terms

By using HisabSathi, you acknowledge that you have read, understood, and agree to be bound by these Terms of Service and our Privacy Policy.

Our Services

HisabSathi provides free financial calculators and tools designed for Nepal:

  • Tax calculators (Income Tax, Capital Gains, Rental Income)

  • Loan calculators (Home Loan, Vehicle Loan, Personal Loan, Gold Loan)

  • Investment calculators (Fixed Deposit, Recurring Deposit)

  • All calculators use Nepal-specific tax rates and regulations

User Conduct

When using our services, you agree to:

  • Use the calculators for lawful purposes only

  • Not attempt to interfere with the proper functioning of the website

  • Not use automated systems to access our services excessively

  • Not misrepresent the accuracy of calculator results to third parties

Prohibited Activities

You may not:

  • Copy, modify, or distribute our content without permission

  • Use our services for any illegal or unauthorized purpose

  • Attempt to gain unauthorized access to our systems

  • Introduce malware, viruses, or other harmful code

Disclaimer of Warranties

Our services are provided 'as is' without any warranties, express or implied. We do not guarantee that:

  • The calculators will be error-free or uninterrupted

  • Results will be completely accurate for your specific situation

  • The information reflects the most current tax laws or rates

  • Our services will meet your specific requirements

Intellectual Property

All content, design, and functionality of HisabSathi are owned by us and protected by intellectual property laws.

  • You may use our calculators for personal, non-commercial purposes

  • You may share links to our calculators

  • You may not reproduce our calculators on other websites without permission

Changes to Terms

We reserve the right to modify these terms at any time. Continued use of our services after changes constitutes acceptance of the new terms.

Contact Us

If you have any questions about these Terms of Service, please contact us at hisabsathi.info@gmail.com