Calculate your monthly EMI, total interest, and complete amortization schedule for car, motorcycle, and commercial vehicle loans in Nepal
Enter vehicle price, type, and condition
On-road price of the vehicle
Type of vehicle affects interest rates and tenure limits
New vehicles get lower rates and longer tenure
Engine size in CC (affects road tax calculation)
Configure down payment and loan tenure
Down Payment (%)
Minimum 20% required. Higher down payment means lower EMI.
Loan Amount
Rs. 12,00,000
Loan-to-Value (LTV)
Loan Tenure
Max tenure: 7 years (new four wheeler)
Select your bank or enter a custom interest rate
Select a bank to see current rates
Annual interest rate. Rate adjusts for EV discount, women ownership, and used vehicle premium.
Enter your income details for eligibility assessment
Your total monthly income (for EMI eligibility check)
Current EMI obligations from other loans
Apply applicable discounts to reduce interest rate
Select insurance type for cost estimation
Comprehensive covers own damage + third party. Third-party is mandatory minimum.
Calculate savings from prepayments
Lump sum prepayment you plan to make
Additional amount to pay each year