Calculate your monthly EMI, total interest, and complete amortization schedule for home loans in Nepal
Enter your loan amount, property value, and tenure
Principal loan amount you want to borrow
Market value of the property
Loan-to-Value (LTV)
Loan Tenure
Loan repayment period (1-30 years)
Select your bank or enter a custom interest rate
Select a bank to see current rates
Annual interest rate. Bank rate is auto-filled when you select a bank.
Enter property location and type for cost calculations
Location affects registration cost (Kathmandu: 4%, Urban: 3%, Rural: 2%)
Residential properties have higher LTV limits (80% vs 70%)
Enter your income details for eligibility assessment
Your total monthly income (for EMI eligibility check)
Current EMI obligations from other loans
Apply applicable discounts to reduce interest rate
Calculate savings from prepayments
Lump sum prepayment you plan to make
Additional amount to pay each year
Include processing fee and insurance in total cost