Recurring Deposit (RD) Calculator
Build wealth systematically with monthly deposits. Calculate your RD maturity amount, compare bank rates, and plan your savings journey. Perfect for goal-based savings and disciplined investment habits.
Monthly Deposit Details
Interest & Compounding Options
Interest Payment Frequency
Bank Selection (Optional)
Selecting a bank will automatically update interest rates based on current market rates
Systematic Savings
- • Fixed monthly deposits
- • Builds discipline
- • Goal-based planning
- • Auto-debit facility
Attractive Returns
- • Up to 10.5% interest p.a.
- • Compound interest benefits
- • Senior citizen bonus 0.5%
- • Quarterly compounding
Flexible Options
- • 6 months to 10 years tenure
- • Min. NPR 500/month
- • Interest payout options
- • Premature withdrawal
Tax Benefits
- • TDS only on interest
- • 5% on interest > 50k/year
- • Tax planning insights
- • Documentation support
Why Choose Recurring Deposits?
- ✓ Perfect for salaried individuals
- ✓ No market risk - guaranteed returns
- ✓ Small amounts grow into substantial corpus
- ✓ Ideal for short to medium-term goals
- ✓ Available at all major banks in Nepal
- ✓ Can be opened with just NPR 500
- ✓ Loan facility against RD (up to 90%)
- ✓ Auto-renewal option available
Popular RD Goals
🏍️
Bike Purchase
12-24 months
📚
Education Fund
3-5 years
💍
Wedding Savings
2-3 years
🏠
Home Down Payment
5-7 years
Important Notes
- • RD interest rates are subject to change as per bank policies
- • Premature withdrawal may attract penalty (usually 1-2% less interest)
- • Missing monthly deposits may result in account closure or penalty
- • Senior citizen rates apply for age 60+ with valid documentation